Chapter 6: Credit

Date 18 Mar 2321 Time 14:23 Location: Sky Blossom City, Lion King National Bank, Counter no.7 “Yes, sir, how may I help you?” “I would like to update my account status.” “Sure, sir, please hold your grimoire facing the scanner, sir.” “Okay” Summoning my Grimo, I hold it in front of the scanner. I didn’t notice it was, but the QR code on the grimoire cover changed as I contracted with it. The grimoire can quantify my DNA to produce my permanent, anent, and standard QR code. This QR code is my legal university ID, it is linked to all my accounts. I noticed that the clerk was looking at me with amazed eyes. I get it, not every day does she get to see a 17-year-old silver Grimoire holder. Even a 17-year-old Bronze Grimoire holder is rare, so my species is almost extinct. I don’t mind her admiring me, but now it’s getting weird. “Excuse me, Miss?” “Ah! Sorry, sir. Your account status is updated.” “Okay, thank you.” “Sir!” As I got up to leave, the clerk called me, “Yes, anything else?” I asked. “If you don’t mind, can I have a few minutes of your time?” “No problem,” I said, sitting back on the chair comfortably. “Congrats on becoming a Card Apprentice, sir.” “Thank you.” “Sir, I would like to introduce our latest credit plan for Young and Aspiring Card Apprentice, would you be interested, sir?” “Sure, why not?” “Sir, this scheme offers you a line of credit that can be used to make purchases of skill/item Cards Or Card materials and requires that you pay back the loan amount in the future. When using this scheme, you will need to make at least the minimum payment every month by the due date on the balance.” “So you will loan me money to buy skill/item cards or card materials in advance, which I will have to pay later in minimum payment every month by the due date on the balance.” “Yes, sir.” “Sounds good, where do I sign?” This scheme was like Credit cards back in my world, except here you use a grimoire instead of a credit card. “Okay, I will forward the relevant documents to your grimoire. After you sign it, we are good to go.” “All done?” I said that after signing the documents, I received in my grimoire. “Yes, sir, thank you for your time.” “No, thank you, ma’am.” ‘All banks are the same in any world,’ I thought as I walked out of the Bank. One of the reasons I updated my account status was that I had no money. I wasn’t lying when I said I didn’t have money to buy breakfast. I was too proud to beg for a loan from the bank, but it was another thing if they handed it out themselves. Since Young Wyatt was going to commit suicide, he did not bother to restock the fridge or the pantry, nor did he have the money to do so. “Damn it feels good to finally have some money to spend” I cursed out loud. It was taxing to walk to the bank since I did not have enough money to travel by public transport. ‘Rumble’ My new body was famished as it hadn’t had food since yesterday evening. ‘Rumble’ Without any further delay, I rushed into the nearest Buffet. I didn’t mind if it was expensive here; I could not suppress my hunger anymore. Date 18 Mar 2321 Time 16:35 Location: Sky Blossom City, Adventure Guild Association, Adventure Guild Mall After having a hearty lunch, I caught a taxiAccord ingg to the taxi driver, Adventure Guild Mall is the cheapest place to buy quality skill/item cards or card materials. Even though I was already a Card Apprentice, I didn’t have any worthy cards to back me. What kind of Card apprentice would I be with zero skill/item cards? So, I decided to buy some useful skill cards. And I also need to find a stable source of income; no amount of money would be enough without a stable source of income. All my old skills were considered useless in this world, as this world was heavily dependent on cards and grimoires. Some would say I should copyright songs, movies, novels, etc, from my world. I could barely remember how I died, much less remember songs, movies, plots, or novels that I watched ages ago. Being an inventor, I had many patents in my mind, but they were useless as this world did not focus on electronics or industrialisation; instead, it had various cards for every little thing. Walking into the card section of the mall, I found an empty couch and sat comfortably. *Beep* So, my grimoire beeped, indicating that I received a notification. Opening the grimoi, I checked the notification. [Welcome to Adventure Guild Mal] Please wait as one of our Sales executives reaches you. ] [expected wait time: 45 seconds]